Nga Tsin Wai villagers only had a vague concept of 'ancestral house'. Ng Chi Wing thinks that only indigenous inhabitants of his grandfather’s generation such as Ng Yun Chor and Ng Wai Chi really understood the true value of an “ancestral house”. His father’s generation rarely used the term “ancestral house”. During his father’s lifetime, many outsiders moved to the village to buy homes. Comparing with the indigenous Ng Clansmen, Ng Chi Wing feels that there were more people with a different surname owning houses and collecting rents. Ng Chi Wing’s father once owned a property, however, as he later acted as a guarantor for someone who eventually defaulted on a loan, he was forced to sell the house to settle the debt. As Ng Chi Wing had no fixed abode in the village during childhood and had moved home several times, he, too, had little concept of what an “ancestral house” actually meant.